Personal Loan

To finance your daily needs or personal projects.

💶 Amount: from €1,000 to €50,000

📉 Fixed interest rate: 2% to 3% per year

⏳ Term: 12 to 84 months

📥 Initial deposit: minimum €250

Identity document

Proof of address (less than 3 months old)

Your bank statements from the last 3 months

Proof of income (pay slips or tax notice)

Mortgage loan

To finance the purchase or construction of your property.

💶 Amount: from €10 000 to € 1 000 000

📉 Fixed interest rate: 2% to 3% per year

⏳ Term: 5 to 30 years

📥 Initial deposit: minimum €500

🛡️ Collateral: Mortgage on the financed property

ID document, proof of address

Your bank statements from the last 6 months

Tax notice (last 2 years)

Preliminary sales agreement or reservation contract

Prêt immobilier
pret auto vantex

Car/Motorbike Loan

Buy your vehicle with complete peace of mind.

🚗 Amount: from €2,000 to €100,000

📉 Fixed interest rate: 2% to 3% per year

⏳ Term: 12 to 60 months

📥 Initial deposit: minimum €250

🛡️ Collateral: The financed vehicle

ID document, proof of address

Your bank statements from the last 3 months

Invoice or vehicle quote

Student Loan

A helping hand for your higher education.

💶 Amount: from €1,000 to €50,000

📉 Fixed interest rate: 2% to 3% per year

⏳ Term: up to 10 years, with possible deferral during studies

📥 Initial deposit: minimum €250

🛡️ Collateral: Parental or bank guarantee

Identity document

School certificate

Proof of address

Recent bank statement

Collateral or guarantee

pret pro

Business Loan

To support the growth of your business.

💶 Amount: from € 5000 to € 1 000 000

📉 Fixed interest rate: 2% to 3% per year

⏳ Term: 1 to 20 years

📥 Initial deposit: minimum €500

🛡️ Collateral: Business assets, personal guarantee

Identity document

Articles of Association / Company Registration Certificate

Bank statements (6 months)

Detailed Business Plan

Proof of Activity

Express Loan / Microcredit

A fast solution for urgent needs.

⚡ Amount: from €100 to €5,000

📉 Fixed interest rate: 3% to 4% per year

⏳ Term: 3 to 12 months

📥 Initial deposit: minimum €100

Identity document

Proof of address

Recent bank statement

General Loan Terms and Conditions

Here are some details about the general terms and conditions for obtaining a loan with Vantex Finance. 

Have an active VANTEX FINANCE account

Make an initial deposit (amount depends on loan type)

Provide proof of regular and stable income

Provide the required documents

Fixed rate of 2% to 3% on most loans

Prêt Express : 3 % à 4 %

Durée adaptée selon type de crédit (de 3 mois à 30 ans)

Fixed monthly payments, automatically debited

Date change possible (upon request)

Late payment penalties: 1% per month of delay

Guarantees required depending on the loan

Project assessment required for business or real estate loans

Security compliant with international banking standards

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